Risk Officer Full Time

We are looking for a risk officer to join our team in Egypt and play a critical role in safeguarding our platform and merchant ecosystem.

Role Overview:

The Risk Officer will be responsible for managing transaction risk, monitoring merchant activity, and overseeing the merchant onboarding process to ensure all requirements are met in line with internal policies and acquiring bank standards.

This role plays a key part in maintaining compliance, minimizing fraud exposure, and ensuring only qualified merchants are onboarded.

Key Responsibilities:

• Monitor daily transactions and identify unusual patterns or suspicious activities.

• Conduct merchant risk assessments and ongoing reviews.

• Review merchant onboarding applications and verify all required documentation.

• Ensure onboarding meets internal risk policies and acquiring bank requirements.

• Coordinate with onboarding/operations teams to approve or reject merchant accounts.

• Investigate potential fraud cases and escalate when necessary.

• Coordinate with acquiring banks and payment partners on risk-related matters.

• Implement and enforce risk rules (velocity checks, transaction limits, etc.).

• Prepare risk reports and insights for internal stakeholders.

• Support chargeback handling and dispute investigations.

• Ensure compliance with regulatory and scheme requirements (e.g., Visa, Mastercard).

Requirements:

• 2–5 years of experience in risk, fraud, compliance, or merchant onboarding (preferably in fintech or payments).

• Strong analytical and investigative skills.

• Experience in reviewing merchant documents and onboarding processes.

• Understanding of fraud patterns, chargebacks, and transaction monitoring.

• Ability to work under pressure and handle sensitive cases.

• Fluent in English (written and spoken).

How to Apply:

Send your CV and your portfolio to abdallah@payzaty.com.

Subject: (Your Name) | Risk Officer